Maali
Personal finance app with an AI analyst that runs offline.
- AI tool
- Free trial
Pricing
Free for 30 days with no account or card, then $99 one-time with updates included.
Overview
Maali is a personal finance app for Mac and Windows with a built-in AI analyst, and everything runs locally on your machine. You import CSV exports from your bank or link accounts once through SimpleFIN, a separate read-only service, so Maali never handles your bank sign-ins. It sorts each charge and comments on your month, for example pace against your usual spending, bills that keep rising and possible double charges. A live demo with made-up data shows every screen.
Key features
- Runs locally and works with Wi-Fi off
- CSV import or read-only SimpleFIN link
- Automatic categorization of charges
- Spending pace and unusual-charge notes
Use cases
Alternatives
Last updated 2026-10-20