Maali

Personal finance app with an AI analyst that runs offline.

  • AI tool
  • Free trial

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Pricing

Free for 30 days with no account or card, then $99 one-time with updates included.

Overview

Maali is a personal finance app for Mac and Windows with a built-in AI analyst, and everything runs locally on your machine. You import CSV exports from your bank or link accounts once through SimpleFIN, a separate read-only service, so Maali never handles your bank sign-ins. It sorts each charge and comments on your month, for example pace against your usual spending, bills that keep rising and possible double charges. A live demo with made-up data shows every screen.

Key features

  • Runs locally and works with Wi-Fi off
  • CSV import or read-only SimpleFIN link
  • Automatic categorization of charges
  • Spending pace and unusual-charge notes

Use cases

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Last updated 2026-10-20

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